Agree the test before arriving
Ask the seller what arrangements they expect. Do not accept “everyone is covered” without evidence that applies to you. If you use your own policy, check the certificate and wording; if you buy separate cover, make sure test driving is permitted and the car details are correct.
Check short-term quote eligibility →Quotes and policies are provided by Ramasis Limited. Prudent Plus Limited may receive commission if you buy; it will not add to the premium.
The seller should check too
A sensible seller will want to see your driving licence and proof of cover. They may come with you and choose the route. Both sides should understand what happens if the vehicle is damaged and what excess applies.
Never hand over keys or drive away on the basis of a screenshot that cannot be verified.
Use the drive to assess the car
Try a mixture of safe road conditions without turning the drive into a performance test. Check clutch operation, steering, brakes, gear changes, visibility, heating and warning lights. Turn off the radio and listen for noises. If anything feels unsafe, stop.
A test drive is not a substitute for an independent mechanical inspection, especially for an expensive or complex vehicle.
Do not let insurance pressure decide the purchase
Arrange the test-drive cover separately from the decision to buy. If you proceed, confirm whether the policy also covers the journey home and for how long. The point at which ownership changes may affect the terms.
If there is any doubt, contact the provider before completing the sale.